1. Initial Call & Property Review

You’ll hop on a quick call so we can understand your situation, run through basic property details, and set expectations. We’ll ask about your mortgage status, any outstanding liens, and your ideal outcome. This conversation helps us determine if an Equity Rescue partnership is the right fit—and if so, what a timeline might look like.

2. Title & Foreclosure Status Check

Within 24–48 hours we pull the Special Proceedings docket at your county Clerk of Superior Court to confirm sale dates and uncover any hidden liens or tax delinquencies. We also order a title report to verify ownership chains and easements. This due diligence phase flags risks early, so we can tailor our JV structure to protect you and our investors.

3. Trust Setup & Joint Venture Agreement

We create a trust to temporarily hold title and file the appropriate notice with the court to pause the foreclosure clock. At the same time, we draft a Joint Venture Operating Agreement that spells out every line-item expense, profit-split ratio, and cure-period addendum. Both documents have been reviewed by a North Carolina Attorney.

4. Loan Reinstatement

Using funds advanced by our investors, we bring your mortgage current and pay any related fees. We coordinate directly with the servicer to confirm reinstatement, then obtain a Filing Confirmation from the Clerk of Court. This step stops the auction and gives us breathing room to plan the rehab and marketing strategy.

5. Renovation & Marketing Prep

Our vetted contractor network produces a scoped estimate and timeline for repairs and cosmetic upgrades. While permits and bids are in process, we stage professional photos, write compelling listings, and set a competitive price based on local comps. Everything runs in parallel so there’s no downtime once the house is ready.

6. Listing & Buyer Negotiations

We launch your property on the MLS and local investor networks, field offers, and negotiate terms on your behalf. Our focus is securing the best net sales price and closing timeline. You review each offer summary, we answer questions, and once you choose the winning bid, we lock in the buyer’s deposit and schedule closing.

7. Closing & Profit Split

On closing day, the title company pays off the reinstated mortgage, renovation draw accounts, and closing costs. Net proceeds flow through escrow according to our JV Agreement. You receive your share via wire or certified check within 1–3 business days, accompanied by a final Settlement Statement detailing every expense and distribution.